Rolling over high credit and not being able to clear monthly dues has become a common problem with cardholders. Most cardholders max out the credit limit and spend recklessly, because of which they find themselves deep in debt. A lot of the times, individuals don’t even realize what is happening since credit card companies offer an instant solution to the cardholders to manage their expenses and purchases. Though this facility offers financial help to the cardholders, it is also important for the cardholder to use the privilege smartly, or one can end up in a debt trap. Here are some tips to clear credit card debt: The balance transfer method It is one of the ways to clear off the credit card dues. The balance transfer method converts outstanding money into a low-cost EMI. You can shift multiple credit card dues on one card and freshen up a credit-free period of 90 days to repay the outstanding dues. Debt snowball Snowball is a way that helps you to pay off your credit card dues. The snowball debt helps the cardholder to clear-off outstanding debts and eases the load of repayment. You can clear smaller dues first before moving onto the higher ones.

Unlike men, women have more than a few options in clothing styles. But at times, the variety in the options can get a bit overwhelming. So how does one solve this problem? Easy. Having an awareness of the different dress types for women will let one know what might or might not suit the shape of their body, and they can pick the right styles of outfits accordingly. To help you, we have come up with a list of all the popular types of dresses that you must have in your wardrobe. Different dress styles for women Maxi dresses Maxi dresses are savvy and comfortable. They are either ankle length or reach down to the floor and count as the perfect informal attire. Usually, the maxi dresses fit you around the bust and are loose towards the end. Though these dresses come in a myriad of shapes and styles, they almost always have a summery bohemian vibe and are made of polyester, georgette, or cotton fabric. In this category, you can find a wide variety of patterns, colors, and necklines. You can pair it with your best accessories and wedges or tone it down with flip flops and shades if you are seeking a more chilled, holiday look.

Today, smartphones are a quintessential part of our lives. We use them for taking pictures, communicating, browsing the internet, and a lot more. However, given the massive variety of smartphones available out there, it is not easy to decide which model you should opt for. What exactly should be your basis for selection? Let’s find out the things to consider before buying a smartphone. Battery Are you someone who probably keeps more than a few apps open at a go? Do you love playing games or use more of the video-streaming applications? Excessive online usage drains the battery faster than you know. So, if you are a user from this category, you should opt for a smartphone that assures a good battery backup. Mobile   carriers and plans Before you decide to buy any smartphone online, you must search for the best cell phone plans that these mobile providers offer. Companies like T-mobile, Sprint, AT & T, and Verizon always have some exciting plans for their customers. They will provide you with a comprehensive package, which will include SMS, calls, and data. When you know about these deals, there is quite a possibility that you may want to change your current provider, along with your smartphone.

In today’s times, almost every one of us needs a laptop to get our work done. Our professional lives heavily depend on laptops, outside of that, we also use the devices to binge-watch shows, read up on the latest happenings, do our shopping, etc. Hence even if you are someone who does not need a high-end laptop, you still need a basic one. So, let us take a look at some of the most popular laptops for everyday use. Microsoft Surface Laptop 3 The Microsoft Surface Laptop 3 is one of the lightest laptops in the world, weighing 1.25 kgs. It performs well when it comes to its battery life, which lasts for an impressive 11 hours. It has a storage space of about 128GB, but you can also buy a variant which offers 1TB storage. Google Pixelbook Go The Google Pixelbook Go weighs 1.1 kgs, even lighter than the Microsoft Surface mentioned above. It performs the same when it comes to its battery life, lasting for 11 hours. There are two variants of the Google Pixelbook Go that you can go for, one for the 64 GB storage space and one for 256 GB storage space. All in all, it is one of the most popular laptops for everyday use.

Gone are the days where every family had to have a television set in their homes. With the world becoming increasingly dependent on online communication, people now have access to numerous sources of entertainment when it comes to watching shows. Yes, what we are talking about are the popular livestreaming services that are now available in the market. If you haven’t subscribed to one yet because you don’t know enough about them, let us take a look at some of the top livestreaming TV services. YouTube TV One of the most recognized livestreaming TV channels is YouTube TV. It has a plethora of options in the genres of sports, entertainment, and even add-on channels. YouTube TV just includes one basic package costing $64.99 every month. You can choose to extend this package by 13 add-on channels which range from some of the most sought-after channels like Fox Soccer Plus and HBO Max. Philo Philo only offers a single all-inclusive package for its viewers which has over 60 channels. The real catch about Philo is its price, costing only $20 every month. For such a great rate, it comes as a pleasant surprise that the streaming service has some of the top channels like BBC America, AMC, A&E, Discovery, Comedy Central, VICE, HGTV, Food Network, Hallmark, and so many more.